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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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Gateway Business Bank is a full service commercial bank headquartered in Cerritos, California with branch offices in Lakewood and Laguna Hills. The bank offers a full range of personal and business banking services. Our experienced commercial loan staff specializes in conventional business loans, a cash flow management program, real estate construction loans, SBA loans, and residential unit rehab loans.

In addition to loans, the bank has business checking accounts designed to fit the size of your business. Whether it's a small business with little activity (Basic Business Checking), a medium business with increased activity (Plus Business Checking), or a large business with high volumes of activity (Analyzed Business Checking), these plans are designed to meet those needs.

We are not just a business bank. Gateway Business Bank is also a community bank, offering personal checking accounts and personal savings accounts that are very appealing. Other savings plans include Individual Retirement Accounts (IRAs) and Certificates of Deposit with competitive interest rates.
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